Dental Insurance offered through The Standard. Type I procedures covered 100% (two cleanings per year), Type II at 80%, Type Ill at 50% and Type IV is Orthodontia, covered at 50% up to $1500 max for children and adult. Children are covered to age 26. You can visit any dentist but will most likely have lower out of pocket costs with a contracting dentist.
If you are just now signing up for dental insurance, there is not a waiting period for major services or Orthodontia.