Life Insurance

LifeTime Benefit Term Life Insurance with Long Term Care

This coverage provides money to your family in the event of death, and provides a living benefit if you need home health, assisted living or nursing care. Premiums are guaranteed and will never increase. If you need Long Term Care (LTC), you can access your death benefit while you are living for home health care, assisted living, adult day care and nursing home care. If you exhaust your death benefit from the LTC benefit, your life insurance coverage will be restored to 50% of the original benefit.